How long will it take for my loan application to be approved?
Your CASE IH dealer will let you know within one working day once they have all the information they need.
Can I change the amount of the loan after it is approved?
Yes, simply talk to your local CASE IH dealer.
How long are the loan terms?
CASE IH Finance’s terms are flexible, ranging from 12 months to five years.
What interest rates do you charge?
Interest rates vary depending on the amount borrowed and the credit history of the business. Interest rates can also be fixed or floating depending on how you would like your loan structured. To get an idea of our current rates, click here or call your local Case IH dealer.
What is the security for my business’ loan?
The security will be the asset you’ve purchased, although your CASE IH dealer may ask for additional security or a guarantor, depending on CASE IH Finance’s credit assessment of your business.
Can the business pay the loan off before the end of the term?
Yes, your CASE IH dealer can structure your loan so you can make lump sum repayments during the term without penalty. However if you pay off your loan in full before the end of the term, there is an early settlement fee.
Can I change the repayment amounts during the loan term?
Yes. Talk to your CASE IH dealer and they’ll see what they can do to change the loan to suit your business’ cashflow.
What is a guarantor?
A guarantor is someone who agrees to pay the loan if the business doesn’t keep up the payments.